Xavier is Co-Founder and CEO of Allset, an insurance technology company with a focus on improving customer experience through personalized recommendations. Prior to founding Allset, Xavier was the Head of Partnerships and Marketing of a fintech startup, where he led partnership initiatives with companies such as Intuit, IBM, Paypal, WeWork, Blakes and National Bank. Previously, Xavier also held leadership positions at Scotiabank. In his last role, he headed the credit cards strategy for 345 branches across Quebec & Ontario, supporting over 6,000 financial advisors and customer service representatives. While studying Finance at Concordia University, City university of Hong Kong and the Technical University of Munich, Xavier has won numerous business case competitions. He has a passion for travelling, having been to over 50 countries to date.